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Best Crypto Card With A Cashback

As the world moves closer to a digital future, the evolution of financial transactions has led to the rise of cryptocurrencies and crypto cards. These cards blend the familiar functionality of traditional banking cards with the dynamic world of cryptocurrencies, offering a user-friendly approach to spending digital currencies. Whether you’re a seasoned crypto enthusiast or a curious newcomer, a crypto card can be a beneficial tool in navigating this new financial landscape.


One particular feature of crypto cards, the cashback reward system, has recently become a game-changer. Like traditional cards, these rewards come as a percentage return on spending, but with a crypto twist. This article aims to delve deep into the world of crypto cards with cashback.


By examining the best crypto card with a cashback available, exploring the importance of cashback, and looking at the future of this trend, we will provide a comprehensive guide for anyone looking to make the most out of their digital currency.


Best Cards For Cashbacks

Many different cash back credit cards are available, so deciding which is right for you can take time. Here are a few of the best crypto cards with cashback:


PlasBit Card

The PlasBit Card is a secure and versatile financial tool designed to meet the diverse transactional needs of the modern global citizen. Armed with EMV chip technology and designated pin codes, it guarantees high security to protect users against potential fraud. The card’s global accessibility is unmatched, as it is accepted in millions of locations worldwide, everywhere that Mastercard and Visa are recognized.


Its multicurrency support further enhances its global appeal, allowing users to pay effortlessly in various currencies. Whether physical or virtual, the PlasBit Card offers the freedom to transact seamlessly in local currencies, regardless of geographical location. This unique combination of security, accessibility, and versatility makes the PlasBit Card an ideal companion for individuals navigating the global financial landscape.


Best Features:

  • High spending limits.
  • The anonymous feature allows you to transact privately.
  • Industry-best security features and data protection.


Plutus Card is one of the best crypto card with a cashback and other rewards, including PLU tokens. The card is available to residents of the European Economic Area (EEA) and can be purchased online and in-store.


The Plutus card offers a base cashback rate of 3% on all purchases. This rate can be increased by upgrading to a premium or pro membership, which costs €9.99 or €24.99 per month, respectively. Premium members also receive a free Spotify subscription, while pro members receive a free Netflix subscription.


In addition to cashback, Plutus cardholders can earn PLU tokens by referring friends to the platform. For each friend who signs up and makes a purchase with their Plutus card, the referrer will receive 10 PLU tokens.


Cashback Rewards

  • The cashback is paid out in PLU tokens, the native cryptocurrency of the Plutus platform.
  • The cashback rate is 3% on most purchases.
  • The cashback rate can be increased to 8% for premium and pro members.
  • The cashback is automatically credited to your account.


Nexo Card

The Nexo Card is another best crypto card with a cashback that allows you to spend the value of your crypto assets without selling them. The card is linked to your Nexo account, and when you make a purchase, the funds are drawn from your available credit line. If you do so within your grace period, you can repay your balance anytime, with no interest charges.


The Nexo Card cashback rewards are a great way to earn rewards on everyday purchases. And because the cashback is paid out in Nexo tokens, you can use it to earn even more interest on your crypto holdings.


The Nexo Card is an excellent option for crypto holders looking for a card with cashback rewards. It offers several benefits, including no annual or monthly fees, no FX fees, and up to 10 free ATM withdrawals per month. And with the ability to earn up to 2% cash back on all purchases, the Nexo Card can help you save money on your everyday spending.


Cashback Rewards:

  • Get up to 0.5% in crypto rewards when earning in Bitcoin.
  • You convert your rewards to Nexo and earn up to 2% cash back on all purchases.


Coinbase Card

The Coinbase Card is one of the best crypto cards with cashback allowing you to earn crypto back on every purchase. You can choose from a list of rotating crypto rewards, including Bitcoin, Ethereum, Litecoin, etc. The percentage of crypto back you earn depends on your chosen crypto, but it can be up to 4%.


The Coinbase Card is accepted anywhere. Visa debit cards are accepted to shop online, in-store, or at ATMs. There are no annual or foreign transaction fees; you can use your crypto balance to fund your card.


If you want to earn cryptocurrency cashback on your everyday spending, the Coinbase Card is a great option. The card is easy to use and accepted by many merchants. However, the cashback rate is sometimes the highest, and you may have to pay a commission on your rewards.


Cashback Rewards:

  • 1% cashback in BTC.
  • 4% cashback in ALGO.
  • $1000 is available when paying in USD.
  • $800 is available when paying with USDC.


Binance Card

The Binance Card is another best crypto card with a cashback that allows you to spend your cryptocurrency at over 60 million merchants worldwide. The card is available in select countries in Europe and Latin America, and more countries are expected to be added in the future.


One of the critical features of the Binance Card is its cashback program. You can earn cashback on your purchases, with the percentage of cashback depending on the level of your Binance Card. There are three levels of cards:


To use your Binance Card, you need to top it up with cryptocurrency. You can transfer funds from your Binance Spot Wallet to your Funding Wallet. Once your card is topped up, you can use it to purchase like any other debit card.


Cashback Rewards:

  • Earn up to 8% BNB cashback when holding a monthly balance of 600 BNB.
  • You can get about 0.01% cashback with a minimum BNB balance. Visa Card is one of the most popular crypto cards on the market and for a good reason. It offers a variety of benefits, including cashback rewards, airport lounge access, and no foreign transaction fees.


The amount of cashback you earn depends on the card you have. The Midnight Blue card offers 1% cashback, while the Jade Green card offers 3% cashback. The higher-tier cards also offer other benefits, such as free Spotify and Netflix subscriptions.


To earn cashback, you need to stake CRO tokens. The CRO you need to stake depends on the card you want. For example, you must stake 350 CRO tokens to get the Midnight Blue card and 5,000 CRO tokens to get the Jade Green card.


Staking CRO tokens is a way to show your commitment to the ecosystem. It also gives you other benefits, such as higher cashback rates and priority customer support.


Cashback Rewards:

  • Midnight Blue: CRO Staking Requirements: 0 CRO. Cashback Rate: 1%
  • Ruby Steel: CRO Staking Requirements: 500 CRO. Cashback Rate: 2%
  • Jade Green: CRO Staking Requirements: 5,000 CRO. Cashback Rate: 3%
  • Indigo Blue: CRO Staking Requirements: 5,000 CRO. Cashback Rate: 3%
  • Obsidian: CRO Staking Requirements: 50,000 CRO. Cashback Rate: 5%


 What To Consider For The Best Crypto Card With A  Cashback

Choosing the best crypto card with cashback can be challenging, given the myriad of options available in the market. Several key factors must be considered to ensure you are getting the best value for your spending and making the most of your cashback rewards.


  1. Assessment of Cashback Rates

Firstly, an assessment of the cashback rates offered by different cards is necessary. The rate, typically a percentage of your expenditure, varies across card providers. Compare these rates critically; a higher cashback rate would naturally yield more rewards but might come with other strings attached or higher costs.


  1. Consideration of Token Utility and Benefits

Crypto cards often provide cashback in native tokens, so understanding their utility and potential benefits is essential. Consider their value stability, potential growth, and the possibilities of using them within the card’s ecosystem (like for paying fees or accessing special features).


  1. Evaluating Potential Restrictions and Conditions

Every crypto card has its own set of terms and conditions that govern the cashback rewards. Some offer high cashback rates but impose restrictions like a minimum spend limit or cap on the maximum cashback you can earn. Thoroughly examine these conditions to avoid surprises later on.


  1. Security and Privacy Considerations

Given the digital nature of crypto cards, the security and privacy features they offer should be a significant consideration. The best crypto card with a cashback should have robust security measures to protect your assets and personal information. Check if they adhere to strict privacy standards to prevent unauthorized data access.


  1. Ease of Use and Convenience

The card should be easy to use and offer high convenience. Check for an intuitive interface, quick crypto-to-fiat conversion, and wide acceptance. Also, consider factors like customer support, the process for earning and redeeming cashback, and any additional features that enhance usability.


By evaluating these factors, you’ll be in a stronger position to choose the best crypto card with a cashback that rewards your spending and aligns with your overall financial and crypto goals.



Crypto cashback and rewards are an excellent way for users to earn money, get discounts, and access different services when spending with their crypto cards. The best crypto card with a cashback provides different percentages in return when spending with the card, depending on the card type or cryptocurrency.


However, when choosing the card, it’s essential to focus on card such as PlasBit that offer security, ease of use, and convenience. You should focus on something other than the lure of cashback rewards and remember the other important factors to ensure your crypto assets are secure even as you spend them on millions of POS and ATM stations.

best crypto card with a cashback