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How To Get A Crypto Card? Best Crypto Card Offers

Crypto cards are payment card that allows users to spend their cryptocurrency holdings by converting them to fiat currency. Crypto debit cards can be linked to a user’s cryptocurrency wallet or loaded directly from the wallet without linking, allowing users to spend their cryptocurrencies. The card converts the crypto assets into fiat currency at loading or during the purchase.

These cards have strengths, weaknesses, and unique features, just like traditional cards. Therefore, it’s essential to research well on each card to ensure that it meets your financial needs.

In this article, we’ll discuss the top seven crypto cards in marketing, highlighting what makes each of them unique and their weakness:

PlasBit

PlasBit is a one-of-a-kind crypto card shaping how crypto users hold and spend their assets. While most cards require users to complete KYC protocols and reveal their personal information, PlasBit does not.

It’s currently the only fully anonymous crypto card, making it a desired option in the financial market.

Besides anonymity, the card also implements top-notch security features. For example, it uses EMV chips for its security and the designated pin codes for ATM withdrawals. Additionally, the cards come in three different tiers, Virtual, Plastic, and Metal, so users have options depending on their spending habits and limits.

The card also offers multi-currency support with over 100 crypto and fiat currencies on the platform. This ensures you can easily spend your assets at millions of merchants worldwide and pay in local currencies at a low fee.

Strengths:

  • Different cards support different spending limits and habits.
  • Anonymous features, which improve privacy and security.
  • High spending limits.
  • Multi-currency support.

Weaknesses:

  • High card creation fees.
  • Low limit when using the virtual card.

Binance

The Binance Card is a Visa debit crypto card that allows users to spend their cryptocurrencies at over 60 million merchants worldwide. The card is available in select countries, and users can apply for one by completing identity verification and providing some additional documentation.

To use the Binance Card, users must top it up with their desired cryptocurrency. Once the card is topped up, users can use it to purchase online or in-store. The card will automatically convert the cryptocurrency into fiat currency at the point of sale.

There are several benefits to using the Binance Card. First, it allows users to spend their cryptocurrencies conveniently and practically. Second, the card offers cashback rewards on purchases, which can help users save money. Third, the card is accepted by a wide range of merchants, so users can use it wherever they want.

The Binance Card is a convenient and practical way to spend cryptocurrencies. However, users should know the potential drawbacks before applying for one.

Strengths:

  • A convenient and practical way to spend cryptocurrencies
  • Offers cashback rewards on purchases
  • Accepted by a wide range of merchants

Weaknesses:

  • It does not offer rewards for staking BNB tokens
  • High fees for international transactions
  • Not available in all countries.

SpectroCoin Card

The SpectroCoin crypto card is a prepaid Visa debit card that allows users to spend their cryptocurrencies in millions of shops and ATMs worldwide. SpectroCoin, a leading cryptocurrency exchange and wallet provider, issued the card.

To use the SpectroCoin card, users must first load it with cryptocurrencies. This can be done by exchanging fiat currencies for cryptocurrencies on the SpectroCoin exchange or from another wallet. Once the card is loaded, users can use it to make purchases online or in-store, just like any other Visa debit card.

Additionally, with this crypto card, you can use a personal IBAN to spend easily with a debit card. But unlike other cards that convert crypto to fiat during loading or purchase, this converts it before loading.

Strengths

  • It allows users to spend their cryptocurrency holdings in real life.
  • It is a convenient way to convert cryptocurrency to fiat currency.
  • There are no monthly fees or maintenance costs associated with the card.
  • The card has a high spending limit of 25,000 EUR per day.

Weaknesses

  • The card is only available in EUR.
  • There is a 3% fee for loading the card with cryptocurrency.
  • The card does not offer cashback rewards.

Bitmama

The Bitmama crypto card is a Mastercard-branded debit card that allows users to spend their cryptocurrency holdings in real-world stores and online. The card is funded with stablecoins, cryptocurrencies pegged to fiat currencies like the US dollar. This means that when you use your Bitmama card, you are essentially selling your cryptocurrency for fiat currency and then using that fiat currency to make your purchase.

To use the Bitmama crypto card, you must first create an account on the Bitmama platform and verify your identity. Once your account is verified, you can fund your card with stablecoins. You can transfer stablecoins from your external wallet to your Bitmama account or buy stablecoins directly from Bitmama.

Once your card is funded, you can use it to purchase anywhere Mastercard is accepted. The card works like any other debit card, so you don’t need to worry about merchants accepting cryptocurrency.

Strengths

  • No monthly fees
  • Low transaction fees
  • Wide acceptance (Mastercard)
  • It can be used online and in-store
  • Easy to use
  • No spending limit for physical cards

Weaknesses

  • Only supports stablecoins
  • Not available in all countries
  • Customer support can be slow

Coinbase

The Coinbase crypto card is a Visa debit card that allows you to spend funds from your Coinbase cash or cryptocurrency balance with 0% spending fees on all purchases. You can use the card anywhere Visa cards are accepted, at over 40 million merchants worldwide.

When you purchase with your Coinbase Card, Coinbase will automatically convert the cryptocurrency you choose to spend into US dollars. The funds will then be transferred to your card and deducted from your Coinbase balance. You can also use the card to withdraw cash from ATMs.

MetaBank issues the Coinbase Card and runs on the Coinbase platform. The card is accepted anywhere Visa cards are accepted, at over 40 million merchants worldwide. The card offers a variety of different crypto rewards programs, including:

  • 1% back in Bitcoin
  • 4% back in ALGO

Strengths

  • No spending fees: There are no fees for using the Coinbase Card for purchases or ATM withdrawals. This makes it a great way to spend your crypto without worrying about hidden fees.
  • Wide acceptance: The Coinbase Card is accepted anywhere Visa cards are accepted, which means you can use it at most prominent merchants and retailers.
  • Easy to use: The Coinbase Card is easy to set up and use. Once you have been approved for the card, you can start spending your crypto right away.

Weaknesses

  • Limited availability: The Coinbase Card is currently only available in the United States, excluding Hawaii

Crypto.com

The Crypto.com Visa Card is a crypto card that allows users to spend their cryptocurrency on everyday purchases. The card is issued by Foris MT Limited, a subsidiary of Crypto.com, and is available in various tiers, each offering different rewards and benefits.

To use the Crypto.com Visa Card, users must first load their card with cryptocurrency. This can be done by transferring cryptocurrency from their Crypto.com account to the card’s wallet. Once the card is loaded, users can use it to purchase at any merchant that accepts Visa.

The rewards and benefits of the Crypto.com Visa Card vary depending on the tier of the card. However, all cards offer cashback rewards, with higher-tier cards offering more generous rewards. Some cards offer other benefits, such as airport lounge access, Spotify and Netflix rebates, and free Amazon Prime membership.

Strengths

  • High cashback rewards
  • Other benefits, such as airport lounge access and free streaming subscriptions
  • Metal construction
  • No monthly or annual fees
  • Easy to use

Weaknesses

  • The card is only available in a limited number of countries
  • The cashback rewards are capped
  • The card requires a CRO stake to qualify for the highest rewards

Wirex

Wirex is a prominent player in the cryptocurrency debit card sector, offering users the flexibility to utilize their digital assets in everyday real-world transactions. Accepted at over 40 million merchants globally, Wirex has many features that significantly enhance its appeal to cryptocurrency enthusiasts.

Notably, Wirex users enjoy free ATM withdrawals up to a limit of £200 per month, alongside the freedom of unlimited spending with the card. Moreover, this user-centric card does not levy a monthly fee, further cementing its popularity among crypto users. It prides itself on charging minimal transaction fees, including currency exchange and ATM withdrawals, ensuring affordability for its broad user base.

Wirex doesn’t just stop at the basics; it incentivizes its users with rewards in the form of Wirex tokens for their card usage. Beyond these primary features, Wirex expands its services to include a cryptocurrency exchange, a peer-to-peer payments platform, and a crypto-backed loan service, making it a comprehensive solution in the cryptocurrency debit card space.

Strengths

  • Wide acceptance: Wirex card is accepted at over 40 million merchants worldwide.
  • Low fees: Wirex charges low fees for transactions, including currency exchange and ATM withdrawals.
  • No monthly fee: Wirex does not charge a monthly fee for its card.
  • Rewards: Wirex users can earn rewards through Wirex tokens for using their cards.

Weaknesses

  • Limited cryptocurrency support: Wirex only supports a limited number of cryptocurrencies.
  • High minimum deposit: The minimum deposit required to open a Wirex account is £50.
  • KYC requirements: Wirex requires users to undergo KYC verification before they can use their card

Conclusion

As cryptocurrencies continue to soar and take center stage in the financial ecosystem, crypto cards will continue to grow in popularity. They help bridge the gap between crypto assets and real-world spending using fiat currencies. With a crypto card, you can withdraw at an ATM, spend on online sites, or transact at a POS.

However, crypto cards have unique features, strengths, and weaknesses. Therefore, you should work with a proven and reliable card like PlasBit that guarantees a high spending limit, top security, and user privacy. These features will allow you to spend your assets conveniently.

Crypto Card