Top 5 Crypto Cards of 2023: Features, Fees, and Benefits Compared

Cryptocurrencies have become an increasingly popular form of investment, and with their growing popularity, the demand for crypto cards has also increased. Crypto cards allow users to spend their cryptocurrencies like traditional fiat currencies, making them a valuable tool for those who want to integrate crypto into their daily lives.

With crypto cards, you can load your cryptocurrencies from your wallet, which are then converted to fiat currencies and stored in those cards. You can then spend your money with more convenience, privacy, and security.  This blog will discuss the top 5 crypto cards that you should be using in 2023 and the features they have:

PlasBit Crypto Card

PlasBit is one of the best crypto card providers to use in 2023. They offer three tiers of cards, The Crypto Virtual card, the PlasBit Plastic Card, and the PlasBit Metal Card. Each card tier has different limits for loads per day and ATM withdrawals and charges different fees for card creation and withdrawals.

PlasBit crypto cards are a good option because of the features available there. First, the cards use EMV chips for enhanced security and have a designated pin code for ATM withdrawals. Second, you can swap currencies anytime, get notifications about your card, and track transactions anytime.

Fees:

• PlasBit Virtual Card: $299 for card creation, 5% fee for card load from PlasBit wallet, and 3% for currency exchange.
• PlasBit Plastic Card: $499 for card creation, 5% fee for card load from PlasBit wallet, and 3% for currency exchange.
• PlasBit Metal Card: $999 for card creation, 8% fee for card load from PlasBit wallet, and no charges for currency exchange.

Benefits:

• You can use a virtual card.
• Three different tiers of cards, hence flexible limits.
• Low transaction fees.

Crypto.com Visa Card

The Crypto.com Visa Card is a popular choice for many crypto enthusiasts. It offers up to 5% cash back on all purchases made using the card, depending on the level of the card. The card is available in four tiers, each with benefits and requirements.

The basic tier doesn’t require a CRO lockup but also doesn’t with many benefits. The top tier requires a minimum of $400,000 CRO lockup. The card can be used anywhere Visa is accepted, supporting over 50 cryptocurrencies.

Fees:

• 2% fee on any amount above the monthly free ATM withdrawal limits.
• $4.99 one-time physical card issuance fee.
• 3% on all non-USD purchases.

Benefits

• Between 0- 5% cashback on purchase back
• Discounts on travel and entertainment.
• Exclusive access to events and promotions.

Binance Card

The Binance Card is a crypto card that is issued by Binance. The card can be used anywhere that Visa is accepted, and it supports a range of cryptocurrencies, including Bitcoin, Ethereum, and Binance Coin. The card offers up to 8% BNB cashback on purchases made using the card. Additionally, the card is supported by Google Pay and Samsung Pay.

Fees

• Up to 0.9% on crypto conversion fees.
• No fees on the first issuance of the card.
• 25 Euros on re-issuance of the card.

Benefits

• Up to 8% cash back on purchases.
• 5% discounts on purchases and free drinks at Printemps Haussmann.

Coinbase Card

The Coinbase Card is a crypto card issued by one of the largest cryptocurrency exchanges in the world. The card is available for people in the USA except in Hawaii. The card supports many cryptocurrencies and stablecoins, such as USDC. Users also get different percentages in cashback rewards depending on the cryptocurrencies they load and spend on their cards.

Fees:

• No transaction fee for spending with Coinbase card
• A 4 % conversion of users when not using USDC.

Benefits:

• Up to 4% cashback rewards whenever you use the card.
• You can use the card immediately after it is approved.

BitPay Card

The BitPay Card is a crypto card that can be loaded through the BitPay app. The card has the EMV chip feature and the ability to lock the card to control your spending. Different payment systems support the card, such as Google Pay, Samsung Pay, and Apple Pay. It can also be used without any conversion fees within the USA.

Fees:

• 3 % conversion fee outside the USA.
• $2.5 for ATM and cashback withdrawals.
• BitPay network fee depending on the Cryptocurrency you’re paying with.

Benefits

• Earn a $10 referral bonus whenever they spend the first $100.
• Earn up to 5% cash back on purchases.
• Instant reloads.
• No foreign transaction fees.

Conclusion

A crypto card is critical to spend your cryptocurrencies on purchases and ATM withdrawals. These cards offer better convenience, security, and low transaction fees than traditional debit cards.

But with many crypto card options available, we recommend picking the PlasBit cards. The three tiers of cards are offered to ensure you get a flexible load and spending limit, better security because of the EMV chip, and low transaction fees.